eSmart Tax Assessment 2023 | InvestorJunkie

Promoting Disclosure
This text/publish accommodates references to services or products from a number of of our advertisers or companions. We could obtain compensation if you click on on hyperlinks to these services or products

eSmart Tax

With tax time upon us, you’re most likely attempting to determine the easiest way to file your taxes. There are many on-line choices, and a type of is eSmart Tax®.

Earlier than you determine to maneuver ahead with any tax software program, nevertheless, it’s necessary to learn opinions and work out what’s more likely to give you the results you want and your scenario. For those who’re contemplating eSmart Tax, right here’s what it’s essential know.

Value – 6

Buyer Service – 8

Ease of Use – 5

Instruments & Assets – 6

Earlier 12 months Importing – 10

Cell App Usability – 0


eSmart is an internet tax prep providing from Liberty Tax. Its choices are fairly bare-bones, and there isn’t any longer a free model to strive. We additionally discovered navigation troublesome, and word there’s not a cellular app.

Open an Account

What Is eSmart Tax?

eSmart Tax is owned by Liberty Tax. Regardless that Liberty has its personal on-line submitting software program, it could be higher identified for its in-person companies and presents this online-only platform as nicely. eSmart offers DIY e-filing choices for filers who don’t want skilled tax assist.

With eSmart, navigation is self-guided so you possibly can go at your personal tempo, but it surely’s fairly clunky. For those who’re used to utilizing different tax prep software program, a lot of which use a question-and-answer format to stroll you thru your returns, it’s possible you’ll discover eSmart’s platform to be troublesome to make use of. However we’ll go over the way it all works in a while.

Who Is eSmart Tax Good For?

eSmart Tax will work finest for filers who’re moderately assured about their skills and know what they should do. For those who don’t thoughts simplicity and solely want a tiny little bit of steering as you fill out your tax types, this could work nicely.

Nevertheless, different suppliers supply higher person experiences in addition to extra choices for submitting. eSmart Tax’s pricing is on par with mid-range tax software program merchandise, but it surely’s much less handy to make use of and missing in options and assist. In comparison with each pricier and cheaper suppliers, it’s way more restricted.

TurboTax and H&R Block, for instance, have extra plans to select from and loads of choices for including additional assist. You’ll pay the next value, however you would possibly find yourself with extra peace of thoughts and extra sturdy submitting decisions. Plus, with H&R Block, you possibly can go into an workplace in order for you in-person assist. 

For essentially the most half, eSmart Tax doesn’t supply something out of the unusual and we wouldn’t advocate it above different platforms. Assured filers can get higher performance at price range costs with TaxSlayer or TaxAct and filers who need extra handholding can get it with TurboTax and H&R Block. There’s nothing to positively set eSmart Tax aside.

eSmart Tax Options

Free Model

For easy tax returns solely

Import Perform
Small Enterprise Options
Investor Options
Audit Help Included
Refund Monitoring
Accuracy Assure Penalty and curiosity reimbursement
Submitting Assist Electronic mail, Stay Chat, and Telephone: M-SUN 9A-12A EST

Join eSmart Tax

eSmart Tax Plans and Pricing

There are three totally different pricing tiers with eSmart Tax: Primary, Deluxe, and Premium. There isn’t any free possibility marketed for easy filers on their pricing web page. Regardless of which on-line plan you select, there are some options that include all merchandise:

  • Free tech assist together with stay chat
  • Import earlier returns
  • State tax return prep for extra charge
  • W-2 obtain
  • Accuracy Assure, Satisfaction Assure, and Most Refund Assure

Observe that for all submitting plans, eSmart Tax limits you to 1 state return per federal return. So you possibly can’t file a number of state returns.

On-line Providers


Federal return: $45.95

State return: $36.95

The eSmart Tax Primary on-line plan is for easy returns utilizing Kind 1040 or Kind 8853. It helps Schedules A and B, W-2 and unemployment earnings, and each the usual deduction and Earned Earnings Credit score.

This plan is simply going to be a great match for filers with out dependents who earn a taxable earnings of lower than $100,000. For those who don’t qualify for this product, you’ll have to improve to not less than Deluxe.


Federal return: $65.95

State return: $36.95

If it’s essential itemize deductions, that is the model you need to use. This on-line plan lets you take tax breaks for homeownership, youngster care, and schooling amongst different widespread deductions. eSmart Tax Deluxe helps Schedule C and each funding and retirement earnings.

That is most likely the fitting eSmart Tax plan for many buyers and households.


Federal return: $85.95

State return: $36.95

The Premium on-line plan with eSmart Tax is good for self-employed filers. It helps you to entry Ok-1 types for LLC and S-Corp submitting in addition to Schedules E and F. With this plan, you possibly can take self-employed tax deductions and handle the depreciation of property. You may also enter rental property earnings and report capital positive aspects and losses with Schedule D utilizing this plan.

That is the bundle you want in case your taxes are complicated as a consequence of your earnings, deductions, and/or investments.

Tax Refund Choices

There’s nothing particular in regards to the refund choices supplied by eSmart Tax. In truth, you’ve gotten simply the choices the federal authorities offers within the kind:

  • Direct deposit
  • Paper test
  • U.S. financial savings bonds
  • Apply to subsequent yr’s taxes

Tips on how to Signal Up

You’ll be able to start submitting with eSmart Tax by deciding on “Signal Up” on the high of the house web page or clicking “Begin Now” subsequent to any bundle description. From there, you’ll create an account together with your electronic mail and select a username and password. 

As soon as that’s executed, an electronic mail is distributed containing your code to entry the location. After you affirm your code, you can begin importing your tax paperwork and submitting your returns. 

You will discover assist choices on the facet as you file.

Join eSmart Tax


Having the ability to import final yr’s return is a plus, as is the truth that you possibly can add your W-2. You may also have your refund despatched on to your checking account. For those who e-file after which choose Direct Deposit, that’s the quickest technique to obtain your refund.

You’ll be able to select to avoid wasting your tax return so you possibly can log in later and end.

Cell Accessibility

There isn’t any tax submitting app from eSmart Tax, so if you wish to do your taxes out of your cellphone or pill, it’s essential navigate to the location utilizing your system’s browser. You’ll be able to log into your account from any browser, however it could be more durable to see and use if you’re on the cellphone. 

You’re higher off utilizing a pill or laptop to file with this supplier or selecting a special platform altogether.

Buyer Service

You’ll be able to entry customer support pretty simply utilizing eSmart Tax, however you may solely be capable of ask primary questions in regards to the software program reasonably than get tax-specific recommendation. eSmart presents electronic mail and chat assist in addition to assist by way of Twitter and Fb. There’s additionally a “widespread questions” operate within the software program you need to use to seek out solutions to your questions as you fill out the return. Most of those questions are tech-related.

There aren’t the identical instruments as you’ll see with a extra complete platform similar to TurboTax or H&R Block. These present data packing containers and useful hints alongside the way in which to information you thru the method.

eSmart Tax Professionals & Cons


  • Ensures. eSmart Tax ensures accuracy and your most refund in addition to satisfaction. Whereas this isn’t unusual, it’s nonetheless appreciated.


  • No free possibility. Most tax software program suppliers supply a submitting plan for free of charge for easy tax conditions.
  • No cellular app. For filers who just like the comfort of importing types and filling out their returns from their cellphone, it is a important drawback.
  • Restricted options and performance. eSmart Tax doesn’t embody as many useful instruments and sources as many different suppliers and likewise doesn’t supply added assist for extra sophisticated tax conditions similar to self-employed taxes.
  • Restricted assist. Whereas on-line chat could also be obtainable for tech questions, there aren’t any choices for stay help from tax professionals.
  • Clunky platform. The interface for this supplier isn’t as simple to make use of as competitor platforms.
  • No software program downloads or skilled preparation. eSmart Tax doesn’t let you buy software program as an alternative of e-filing and doesn’t present preparation companies.